Cooking - The Jacket Potato

If you’re a potato lover you would know that just about anything goes with a potato; the jacket potato is a platform where you can perform masterpieces, because the options are endless. Recipe ideas for jacket potato meals range from potatoes smothered in nothing but cheese and creamy mayonnaise or a potato extravaganza with gypsy ham, mushrooms, and tomatoes and topped with cheese and mayonnaise.'

Your options are truly endless; the jacket potato is an easy meal to prepare for lunch or those evenings where you find yourself not in the mood to cook or enjoying a meal for one. A favourite filling for the jacket potato is mince and this Cheesy Mince Baked Potatoes recipe below will be a firm favourite with any potato lover.

Ingredients:

• 100 ml water
• 1 tin chopped tomatoes
• 1 KNORR Beef Stock Pot
• 400 gram lean beef mince
• 1 carrot, peeled and grated
• 1 clove crushed garlic
• 1 onion, finely diced
• 15 ml sunflower oil
• 15 ml original chutney
• 4 medium sized potatoes
• Grated cheddar cheese

Instructions:

1. Fry onion and garlic in oil until soft, then add the carrots and continue to fry until soft.
2. Add beef mince and fry for about 10 minutes until well browned.
3. Stir in KNORR Beef Stock Pot until dissolved, and then add the chopped tomatoes, water and chutney. 
4. Allow to simmer for a further 10 minutes.
5. In the meantime bake the potatoes in their jackets –either in the oven or microwave – until soft and then slice them in half. Arrange your jacket potatoes on the plates.
6. Spoon the mince mixture on top of the potatoes and top with desired amount of grated cheddar cheese.

This easy meal for lunch or dinner serves four, the preparation time for the dish is 10 minutes and cooking time is 30 minutes. You will always find easy jacket potato recipes; it’s the ultimate comfort food for winter and comes with a warning: be careful not to become addicted – as these meals are to die for.

Original Source: Lekker Sosatie

MSP launches latest development in Buh-Rein Estate: Tibali Lane

Buh-Rein Estate is the largest private development currently being undertaken in the Western Cape. This massive new Tygerberg suburb is the brainchild of MSP Developments, and once complete will include 3241 apartments, 133 freestanding homes and 137 townhouses.

MSP Developments, leading residential property developers in the Western Cape, has just launched its latest development in Buh-Rein Estate which also, says CEO of the MSP Group, Riaan Roos “Offers by far the best value for money buys within Buh-Rein Estate.” Tibali Lane consists of only 25 contemporary two bedroom apartments with family bathrooms (shower and bath) and one parking bay per unit. The kitchens include built-in oven, hob and extractor.  Pricing starts from R489 900, inclusive of all costs.

It hardly makes sense to pay rent when you can buy at this price. Roos does the maths: “Tibali Lane makes for an ideal first-time buy, considering that the gap between renting a similar unit (R4000 per month) at Buh-Rein and buying one (approximately R4400 bond repayment at a prime rate of 9% plus estimated rates and levies of R1100 , which amounts to R5500) is only R1500 per month.

“There are many benefits to owning your own property as opposed to paying rent – and home ownership also makes for a better living experience all round. A recent national housing survey showed that 88% of respondents believed that it is better to raise your children in your own home, while 83% felt that it is also better for your family’s safety, and 90% believed that you enjoy a better sense of privacy by owning your own home.”

Tibali Lane will most certainly also attract a number of investor buyers, as rental yields have improved dramatically of late as a result of fewer bond applications being approved. Says Roos: “Investors can expect a gross yield of 9.7% – this being calculated on a monthly rental of R4000 per month. Apart from good rental returns, Buh-Rein Estate has also delivered handsomely in the capital growth department, with the initial buyers achieving a 21% return in just over 12 months.

MSP created an inspired, people-centric and environmentally sound design for Buh-rein Estate which won it a South African Planning Institute Planning Award in 2010. Buh-Rein Estate also offers a state-of-the-art five-tier security system that includes 24-hour on-site patrolling vehicles, precinct access control with manned guards, remote access gates at each complex and perimeter fencing. There is remote access control to Tibali Lane, and high-speed interconnectivity is also available.

Original Source: MSPD

Disability Insurance Policy

Many people don’t comprehend how costly becoming permanently disabled can be. Not only could you be rendered unable to work in your current job, but you could also be saddled with extra medical bills. On top of this, you still have to be able to afford your regular bills and expenses. If you don’t have reliable Disability Cover to back you up in these unfortunate circumstances, you run the risk of plunging yourself and your loved ones into financial hardship. Researching and implementing an effective Disability Cover scheme is wise, especially if you’re the primary breadwinner in your family. Equally important is researching life insurance.

Some reputable insurance providers will pay out a cash lump sum of up to R5 000 000 if you’re disabled and unable to work in your current job or any job for which you are trained, qualified or educated. You can use this money to pay debts, adjust your lifestyle or use it to supplement your future income.

Why Disability Cover is a good idea

To best explain the advantages of having disability cover, you should look at the consequences of becoming disabled and being unable to earn a living (without having an effective cover scheme in place) could entail:

• Lack of employer coverage – Some businesses don’t offer their employees any kind of disability cover. While some may continue to pay your salary in the hopes that you will recover and return to work, a permanent disability could leave you completely unable to work in your current position. How long would your employer continue to pay you if you’re unable to work? If your employer decides to hire a replacement while you’re out of commission, you should be prepared for the possibility that they won’t be able to keep your position indefinitely.

• Wasted savings – Hypothetically, if you’ve saved 10% of your income each year, one year of disability could eradicate 10 years’ worth of savings. If you can’t afford to lose that much, then a disability policy is a good option.

• Burden on spouse or partner – It’s a large burden for your significant other to be expected to support you financially, be a parent, and help you to adjust at the same time. This can put unnecessary strain on the relationships that are the most valuable to you. This financial burden can be compared to that of a household losing a breadwinner and missing out on the financial aid of life cover.

• Selling investments – Although selling off assets or liquidating investments is an option, it may not be the best time to do so. As a result, you may not realise their true value. Relying on the hopes that your investments will be enough to cover you if you’re disabled is a risk best avoided with Disability Cover.

Looking at the consequences of becoming permanently disabled, you can see that Disability Cover is in both your and your family’s best interests.

Source: http://www.saindustries.co.za/the-benefits-of-a-direct-disability-insurance-policy/